By Anurag Singh
The first effort ever to rate major unit linked insurance plans (ULIPs) in India. These have been rated on a scale from Good, Average, bad & Ugly based on the annual charge structure they have as this would decide the eventual returns in the hands of the customers. NAVs of insurance funds is misleading as it doesn't include policy charges. Check these ratings before you invest in any ULIP as its a very long term call & you just can't afford to go wrong.